Rizvi S, Azam Khan, Rabia Mumtaz. Impact of Personality Characteristics on Financial Inclusion of Women Employees in Pakistan: Moderating Impact of Digital Financial Literacy. NIJBM [Internet]. 2024 Dec. 31 [cited 2025 Apr. 28];19(2). Available from: https://nijbm.numl.edu.pk/index.php/BM/article/view/212