MUDASSAR; SIDRA BANO. Leveraging Digital Microfinance for Inclusive Banking Efficiency: A Post-Financial Inclusion Assessment Across BRICS Economies. NUML International Journal of Business & Management, [S. l.], v. 20, n. 2, p. 20–37, 2025. Disponível em: https://nijbm.numl.edu.pk/index.php/BM/article/view/243. Acesso em: 13 may. 2026.